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Muffin Break, which sells freshly baked goods, has opened in the Pentagon shopping centre, creating 16 jobs.
The outlet has seating for up to 70 customers and is the third branch to open in Kent.
The others are in Ashford and Tunbridge Wells.
The Chatham branch offers more than 200 different varieties of muffins alongside sandwiches, toasties, wraps and paninis and hot and cold drinks.
Franchisee Muhammed Kamal, who also owns an eatery in Epsom, said: “Muffin Break has something for everyone and caters for a wide range of dietary needs – we offer high-quality food and drinks that will entice customers to visit us again and again.”
Centre manager Daniel Kane said: “We’re all very excited about Muffin Break joining our family.
“We have a fantastic food offering here in the Pentagon and Muffin Break is a great addition.”