INCREASES in mortgage payments are many homeowners' worst nightmare. Now estate agents Your Move are offering a building society mortgage that brings peace of mind by guaranteeing no rate changes until November, 2004.

This is a flexible mortgage with interest calculated daily, which means that by paying extra when you can afford it, you can significantly reduce the amount of interest you pay.

Loans are available throughout the UK for up to 95 per cent of the purchase price, even if borrowers are buying through estate agents other than Your Move.

A Your Move spokesman said: "A flexible mortgage charged at a competitive fixed rate is particularly attractive, especially to those borrowers who want to pay a little extra off their mortgage each month to reduce their debt while at the same time knowing that their payments cannot go up in the short term."

For more information, call 0845 845 6200.