WHAT can people do to ensure that they get adequate cover that is easy to arrange, offers competitive premiums, is flexible enough to suit their personal needs and provides ways in which people can save money too?

Financial services provider Co-operative Insurance Society (CIS) provides an answer with its new home insurance product CIS Home Options.

The new product works on the basis that it is better to have all your eggs in one basket by providing buildings, contents, personal possessions, annual travel and caravan cover under the umbrella of one policy.

The arrival of CIS's new home insurance product, CIS Home Options, will allow individual payments, renewal dates and all the paperwork to be combined into a single, all-inclusive policy for the customer, which provides many extra benefits, such as:

• The more cover they take the more money they save

• No claim discount

• Security discount

• Building society transfer discount

• Renewal loyalty discount

The policy saves time and money by combining different types of insurance cover in one policy.