AS THE property market starts to enter what is traditionally the busiest time of the year for house hunting, Connells say you need to be prepared to move quickly to secure the property you want.

John Hoo, mortgage services development director, said: "One of the best ways to put yourself in a key position to have your offer on a home accepted is to organise your mortgage even before you have found the house you want to buy. Connells unique pre-arranged mortgage, whereby your finance is completely assured, subject to valuation, puts you at a distinct advantage."

For the next three months the news for Connells’ buyers is even better. The company is currently offering a fantastic deal through Nat West of a mortgage rate of just 3.55 per cent (APR six per cent), a saving of 2.4 per cent on the current standard variable rate. "This product is exclusive to Connells but anyone who wants to take advantage of it needs to move fast as it is only available until the end of March. Miss it and you'll miss out on a superb deal."

But anyone who hasn't yet found a property needn't panic. Under Connells pre-arranged mortgage scheme the finance is guaranteed for up to 90 days, so as long as your mortgage is agreed by the end of March you still have a few weeks to find your dream home. And, because this special offer has no arrangement fee, you won't lose out even if you don't find a property you want to buy within that period.

This new product is not just available to people moving home. "Many people are paying far too much a month for their current mortgages simply because they took them out some years ago and haven't bothered to check that they are still getting value for money. These people could well save a substantial amount every month, particularly if they take advantage of our exclusive offers such as this one from Nat West," says John Hook.

Contact your local branch of Connells at 7 Gabriels Hill, Maidstone 01622 751034 or 5 Vale Road, Tunbridge Wells 01892 547966.