DURING the longer spring and summer days we tend to get out more in the evenings and consequently we should be thinking about how secure our homes really are when we are not there, says mortgage and savings provider Birmingham Midshires.

Clare Preston, General Insurance marketing manager at Birmingham Midshires, said: “Most of us don’t return home from work until a lot later, leaving our homes dormant and vulnerable for extended periods.”

She advises taking time out to ensure your home is secure. Together with checking that your insurance policy provides adequate cover, this could save thousands if the worst does happen.

The company has developed Selections Home Insurance, a menu-based policy which will appeal to those who want to protect their homes without paying for unnecessary cover.

You pay only for the level of cover needed and a tiered bonus system rewards careful policyholders. Details on 0800 223 422.