In the current cost of living crisis, people are looking to hold onto as much money as they can. But many don’t realise that one of the biggest savings they can make is on their residential mortgage.

That’s where Neil Kefford, aka The Mortgage Man, comes in.

With a BA Hons in financial services and having worked in the mortgage industry for the past eight years, Kefford launched his own business in November 2024 to help people arrange their mortgages.

“With the current cost of living crisis, people want to make savings wherever they can,” said Kefford. “But often the biggest one they overlook is their mortgage.”

Kefford’s tagline of non-nonsense, simple, uncomplicated mortgage advice, rings true, making the process of securing a mortgage as straightforward and stress-free as possible.

Tailoring his guidance to clients’ financial needs, he has helped them to reduce not only their mortgage and borrowing costs, but also to improve their overall financial situation.

Kefford can help everyone from first-time buyers to those looking to remortgage or buy-to-let.

A key advantage is that he has access to the entire mortgage market, thus helping to find clients the best deal that they qualify for and, ultimately, saving them time, effort and disappointment.

“Your mortgage is probably your biggest monthly outgoing,” said Kefford. “So trying to save money on it is a no-brainer really.

“It’s also important to keep up the payments on your mortgage as your home could be at risk of repossession if you fail to do so.”

Based in Birchington in Kent, Kefford, who has a wife and two boys, provides his services across the county and offers the flexibility of face-to-face or online meetings, or phone calls, depending on the client’s preference.

For more information or to book an appointment, call 07770 273796, email neil@themortgageman.org.ukor visit www.themortgageman.org.uk