Buying a house is, for most of us, likely to be the most expensive purchase we make, so getting the right mortgage is something worth spending time on.

With the world of mortgages becoming increasingly complex, and more of us leading busy lives, the process of arranging a new mortgage or re-mortgaging is up there with a trip to the dentist in terms of attractiveness.

However with a little bit of help, the process of getting your mortgage can be much less daunting than you might imagine.

If you want to have a wide range of mortgages and the latest deals, then you will need to visit a qualified mortgage broker.

You will be guided through a process that helps you to find the mortgage that is best suited to your personal circumstances.

All brokers who sell residential mortgages are regulated by the Financial Conduct Authority, so you have the added comfort of knowing that they have to abide by a strict set of rules when providing you with advice.

You’ll also have the added benefit of being able to access the many lenders who operate exclusively through brokers.

A good broker will explain things to you in a way that you understand and advise you as to which products are the most appropriate for you.

They will often have access to more specialised mortgages especially if your requirements aren’t straightforward.

Even after identifying the lender a broker will still be on your side acting as your advocate with the lender.

Some brokers charge a small fee, but all of them are paid by lenders, so it could even cost you nothing. What’s not to like?